Nepal Bank Limited Notice for New Interest Rate Effective from 14th Shrawan 2077

Interest Rate on Deposits:

S.N.

De posit Types

Rate Per Annum %

Minimum Balance

1

Saving Deposit

in NPR

1.1

Normal Saving

3

500

1.2

NBL Diamond Saving

4

500

1.3

Women Special Saving

4

500

1.4

Yuva Bachat Khata

4

0

1.5

Santati Saving

4

0

1.6

NBLStaff Pension Saving

4

0

1.7

Remittance Saving

4

0

1.8

Investor's Saving

4

0

1.9

Senior Citizens Special Saving

4

500

1.1

Professional's Saving

4

500

1.11

Social Security Saving

4

0

1.12

Pension Payment Saving

5

0

1.13

NBL Special Saving

5

50,000

1.14

Earthquake Relief Saving

5

0

1.15

TU Pension Saving

5

0

1.16

NBL Staff Salary Saving

5

0

1.17

Salary Saving

5

0

1.18

Nari Samman Bachat Khata

5

10,000

1.19

Sambandha Bachat Khata

5

0

1.2

Nagarik Bachat Khata

5

10,000

1.21

Sambriddha Nepal Abhiyan Bachat Khata

5

0

1.22

Green Saving Account

5

25,000

1.23

Chhori (Beti) Kalyan Bachat Khata

5

5000

1.24

Chhori Surakshya Bachat Khata (Karnali)

5

0

2

Fixed Deposit

2.1

3 Month

25,000

Individual

7.25

Institution

6.5

Institution (Renewal Only)

6.6

2.2

Above 3 Months up to 5 years

25,000

Individual

7.25

Institution

6.5

Institution (Renewal Only)

6.6

3

Employee Welfare Account

5

4

Akchhaya Kosh

6.5

5

NBL Trust Fund

7.25

6

Normal Call Deposit

2

100,000

7

FCY Saving Deposit

7.1

USD

2

USD100

7.2

EURO

0

EURO100

7.3

GBP

0.4

GBP100

8

FCY Call Deposit

8.1

USD

0.75

USD100

9

FCY Fixed Deposit

9.1

USD

Negotiable

USD500

Interest Rate on Loan and Advances:

S.No

Loan Types

Premium Rate (%) per annum over Base rate (BR)

1

Gold and silver loan

4.16

2

Export Finance in NPR

0.10 to 0.21

3

Pre/Post shipment in USD

One year LIBOR +1.25%

4

Trust Receipt

4.1

Trust Receipt (NPR)

0.10 to 1.80

4.2

Trust Receipt (USD)

Six Month LIBOR +1.25%

5

Term Loan

5.1

Industrial/ Commercial

1.19 to 3.16

5.2

Real Estate-Housing Plan

3.19 to 3.80

5.3

Real Estate-Comercial Complex

2.19 to 2.80

6

Working Capital

6.1

Hypothecation

0.69 to 3.66

6.2

Overdraft

0.69 to 3.66

6.3

Pledge loan

0.69 to 3.66

6.4

Demand

0.69 to 3.66

6.5

Mortgaged Loan

6.5.1

Mortgage Working Capital loan

1.55 to 4.66

6.5.2

Mortgage Term loan

1.55 to 4.66

6.6

Sajilo Byabasaya Karja

3.19

6.7

Sambriddha Byabasaya Karja

2.00 to 3.66

6.8

Laghu Udhyam Karja

2.00

7

Deprived sector loan

7.1

Individual

1.55 to 2.16

7.2

Institutional (Wholesale)- Revolving

0.19 to 1.30

7.3

Institutional (Wholesale)- Term loan

0.19 to 1.30

7.4

Institutional (Retail)- Revolving

1.19 to 1.80

7.5

Institutional (Retail) -Term Loan

1.19 to 1.80

8

Agriculture Loan

2.00

9

Other Loan

9.1

Loan against first class bank guarantee

1.55 to 2.16

9.2

Loan against FD receipt

Coupon Rate +2.00

9.3

Loan against govt. securities

Coupon Rate +2.00 or 1 year

fixed deposit, whichever is higher

9.4

Hire Purchase loan

3.55 to 4.16

9.5

Sahuliyatpurna Karja

2.00

10

Interest on consumer loans

10.1

Auto Loan

10.1.1

Private Vehicle 5 years term

2.55 to 3.16

10.1.2

Private Vehicle 7 years term

3.55 to 4.16

10.1.3

Private vehicle business use 5 years term

3.55 to 4.16

10.1.4

Commercial vehicle 3-5 years term

3.55 to 4.16

10.1.5

Auto loan (Nepalaxmi)

1.55 to 2.16

10.1.6

Professional Auto Loan

1.55 to 2.16

10.1.7

Auto Loan (Electrical Vehicle)

2.01 to 4.16

10.2

Home Loan

10.2.1

5 years term

1.55 to 2.16

10.2.2

10 years term

2.19 to 2.80

10.2.3

15 years and above term

3.05 to 3.66

10.2.4

Professional Home Loan

1.55 to 2.16

10.2.5

Home Loan (Nepalaxmi)

1.55 to 2.16

10.3

Shulav Aawas Karja

10.3.1

5 years term

1.00

10.3.2

10 years term

1.25

10.3.3

15 years term

1.50

10.3.4

20 years term

2.00

10.4

Personal Term Loan

10.4.1

5 years term

2.55 to 3.66

10.4.2

10 years term

3.05 to 4.16

10.4.3

15 years and above term

3.55 to 4.33

10.5

Personal Overdraft

10.5.1

POD-Professional

3.55 to 4.16

10.5.2

POD-Others

4.05 to 4.66

10.6

NBL Professional Loan

10.6.1

Overdraft

3.19 to 4.16

10.6.2

Term Loan

1.69 to 2.66

10.7

Education Loan

10.7.1

5 years term

1.05 to 1.66

10.7.2

10 years term

1.55 to 2.16

10.8

Margin Lending

2.05 to 5.02

10.9

NBL Flexi Loan

10.8.1

Flexi Term Loan

3.05 to 3.66

10.8.2

Flexi Overdraft

3.05 to 4.16

10.1

Sewagrahi Karja

upto 5.00

10.2

Ghaderi Karja

3.00